Tap into funding based on your future earnings. Revenue-based business loans offer flexible remittance options. <\/p>\n","protected":false},"author":36,"featured_media":37227,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":{"enable-hero":"true","add-proapprove-logo":"false","hero-h1-heading":"Revenue-based small business loans","hero-subheading":"
Enjoy flexible payments that don\u2019t choke your cash flow<\/p>\n<\/div>\n<\/div>\n<\/div>\n","hero-background-image":"","hero-image":"22807","hero-1st-button-copy":"Get Started","hero-1st-button-link":"\/apply-online","hero-1st-button-trigger":"","hero-1st-button-id":"","hero-2nd-button-copy":"","hero-2nd-button-link":"","hero-2nd-button-trigger":"","mobile_image":"","enable-1st-form-section":"true","1st-form-text-heading":"
Unstable revenues giving you worry lines?<\/strong><\/p>\n Earn more, pay more; earn less, pay less.<\/em>\u00a0Revenue-based small business loans<\/a> and revenue-based financing are ideal for businesses with fluctuating revenues.<\/p>\n Get used to hearing \u201cyes\u201d<\/strong><\/p>\n 500 minimum credit score and a team that appreciates your business\u2019s potential. No wonder we have nearly twice the approval rate of the corporate business lenders.<\/p>\n We\u2019re in the business of supporting your business<\/strong><\/p>\n It takes 10 minutes to pre-qualify and as fast as 4 hours to get approved. No wonder 30,000+ businesses across the U.S. rely on us for\u00a0business loans<\/a>.<\/p>\n","1st-form-form-heading":" Get the financing you need to stabilize your cash flow and grow your business.<\/p>\n","cta-button-copy":"Get Started","cta-button-link":"\/apply-online","cta-button-trigger":"","cta-bg-image":"","enable-code-cta":"false","code-cta":"","enable-2nd-form-section":"false","2nd-form-module-text-heading":"","2nd-form-module-text-sub-heading":"","2nd-form-module-text-paragraph":"","2nd-form-module-form-heading":"","2nd-form-module-shortcode":"[sc name=\"jf_general_inquiry\"][\/sc]","serv-enabled":"false","service-heading":"","service-subheading":"","service":"","cs-enabled":"false","case-studies-heading":"","case-studies-subheading":"","enable-post-content":"false","team-enabled":"false","meet-the-team-heading":"","meet-the-team-subheading":"","serv-alt-enabled":"true","service-alt-heading":" Great short- and mid-term financing option that lets you meet day-to-day cash flow needs and invest in your business.<\/p>\n \u201cThat was so fast and easy\u201d<\/strong><\/p>\n No mountains of paperwork, no weeks of waiting. We roll out the red carpet for you.<\/p>\n No more \u201cwill they, won\u2019t they\u201d<\/strong><\/p>\n Get clear answers and the revenue-based small business loans and financing you need.<\/p>\n Cash when you need it<\/strong><\/p>\n Get access to funds for whenever you need them with a\u00a0revolving line of credit<\/a>.<\/p>\n You only pay for what you use<\/strong><\/p>\n Don\u2019t burden your gross margins with interest rates and debt when you don\u2019t need to.<\/p>\n Revolving credit, not revolving doors<\/strong><\/p>\n Discover the difference of working with a team that understands and appreciates not all business plans are the same.<\/p>\n Turn invoices due months from now into capital for your business today.<\/p>\n No waiting weeks and months for funds<\/strong><\/p>\n You know what they say, \u201cfunding delayed is funding denied.\u201d (Okay, maybe they don\u2019t say that but we do\u2026)<\/p>\n This is so much easier than chasing after payments<\/strong><\/p>\n Shake off the uncertainty of late payments and failed payments and let the factor take of it.<\/p>\n Click \u201cGet Started\u201d to unlock revenue-based small business loans. It\u2019ll take 10 minutes and all you need is some basic business information.<\/p>\n"},"item-1":{"step-icon":"https:\/\/www.credibly.com\/wp-content\/uploads\/Group-553.svg","step-number":"Step 2","step-title":"Approval in as fast as 4 hours","step-description":" We\u2019ll review your application and reach out to you in as little as one day to discuss your ideal business revenue-based loans and financing.<\/p>\n"},"item-2":{"step-icon":"https:\/\/www.credibly.com\/wp-content\/uploads\/Group-554.svg","step-number":"Step 3","step-title":"Receive funds same-day","step-description":" Get funds deposited directly into your bank account as fast as the same day and start using them instantly.<\/p>\n"}},"steps-section-background":"","steps-link":"","enable-featured-image-text-section":"false","featured-title-image-text-section":"","featured-text-image-text-section":"","featured-image-image-text-section":"","enable-image-alt-text-modules":"true","image-text-alt-background":"false","image-text-alt-module-heading":"","image-text-alt-module-subheading":"","image-text-alt-block-repeater":{"item-0":{"rep-title":" Revenue-based financing, also known as royalty-based financing, is a financing model in which businesses secure capital from an investor in exchange for a portion of the business\u2019s monthly revenues. Usually, this amount will be a fixed percentage of the business\u2019s revenues.<\/p>\n Naturally, that means that the business will pay more on months when generated revenues are higher, and less when revenues dip. This makes revenue funding optimal for business owners with strong\u2014but fluctuating\u2014 gross revenues, or those with highly predictable revenues.<\/p>\n An increasingly popular form of funding, revenue financing is\u00a0especially popular<\/a>\u00a0with tech companies and B2B software-as-a-service (SAAS) companies in particular, as such companies often have subscription-based sales.<\/p>\n Before we delve further into the pros, cons, and eligibility requirements of revenue-based lending, let\u2019s look at the differences between\u00a0revenue loans\u00a0and equity or debt-based loans.<\/p>\n","rep-image":"https:\/\/www.credibly.com\/wp-content\/uploads\/Restaurant-Equipment-Financing-Right.jpg","rep-link":""},"item-1":{"rep-title":" As mentioned above, revenue financing differs from both equity financing\u2014including venture capital, growth capital and angel investing\u2014and debt financing in notable ways.<\/p>\n Unlike traditional debt financing loans, which typically require fixed monthly payments and a set interest rate, revenue-based investing doesn\u2019t accumulate interest. While the amount you\u2019ll repay for a revenue loan may vary month to month, the percentage you\u2019re paying won\u2019t.<\/p>\n Funding that you receive from venture capitalists or private equity or angel investors, meanwhile, will entitle those investors to\u00a0partial ownership<\/a>. Equity financing offers the advantage of a lack of monthly payments, but it also means that you\u2019re committed to forfeiting a portion of your equity, and therefore perhaps forfeiting some of your control over your business.<\/p>\n","rep-image":"https:\/\/www.credibly.com\/wp-content\/uploads\/4444.jpg","rep-link":""}},"enable-industries-section":"false","industries-section-title":"","enable-pros-cons-section":"true","remove-green-red":"false","pros-cons-section-title":" We love flexible financing as much as you do. But are small business loans based on revenue right for you?<\/p>\n With the pros and cons of getting a revenue loan, one could say it\u2019s a financing option best suited for established companies that have a steady revenue history and aren\u2019t worried about where revenues will be coming from in the future.<\/p>\n That\u2019s not to say that businesses with inconsistent revenues over the course of the year can\u2019t benefit (such as those with seasonally-fluctuating revenues), but revenue-based financing firms will generally want to see evidence of guaranteed revenues going forward. As stated above, businesses that operate on a subscription model (like SAAS companies) are also great candidates for revenue funding.<\/p>\n","pros-title":"Pros","pros-text":" as fast as 2 hours<\/p>\n"},"item-1":{"icon":"39271","title":"Funding ","description":" as fast as 4 hours<\/p>\n"},"item-2":{"icon":"39268","title":"$3+ ","description":" billion in financing<\/p>\n"},"item-3":{"icon":"39272","title":"55,000+ ","description":" small businesses financed<\/p>\n"}},"enable-comparison-table":"false","comparison-table-heading":"","enable-more-services-section":"true","more-services-section-title":" Sold on revenue loans but not sure you\u2019d qualify? Revenue-based financing isn\u2019t the only\u00a0alternative financing<\/a>\u00a0to traditional bank loans and\u00a0equity financing<\/a>.<\/p>\n At Credibly, we offer a range of small business financing options that suit a range of needs, including for business owners who don\u2019t have a track record of solid gross revenues or an especially high credit score.<\/p>\n","more-services-repeater":{"item-0":{"icon":"14858","title":"Long-term loans","description":" Enjoy lower interest rates and friendlier repayment terms.<\/p>\n","link":"\/small-business-loans\/long-term-loans\/"},"item-1":{"icon":"14548","title":"Working capital loan","description":" Flexible loans that help you meet your day-to-day needs.<\/p>\n","link":"\/small-business-loans\/working-capital\/"},"item-2":{"icon":"14429","title":"Equipment financing","description":" Stop waiting months to save up for equipment you need now.<\/p>\n","link":"\/small-business-loans\/equipment-financing\/"},"item-3":{"icon":"15304","title":"All financing options","description":" Still looking for the right growth capital? Check out all our financing options.<\/p>\n","link":"\/small-business-loans\/"}},"disclaimer-info":" *Some products are made available through Credibly\u2019s network of external funding partners<\/p>\n **$15K+ avg. deposits for a three-month average and the most recent month. Rates, pricing, requirements, and other terms and conditions are subject to change without notice.<\/p>\n","hide-thanks-and-credibly-name":"false","custom-h1-ty-page":"","hide-recent-posts":"false","hero-subtitle":"","serv-enabled-landingi":"false","service-heading-landingi":"","service-subheading-landingi":"","service-landingi":"","spanish-page":"false","enable-image-text-modules":"true","image-text-module-heading":"","image-text-block-repeater":{"item-0":{"rep-title":" We see you, not a balance sheet<\/strong><\/p>\n You\u2019re not just a credit score and P&L sheet to us. We\u2019ll understand your business and connect you to the best revenue-based business loans and financing.<\/p>\n Your business, you\u2019re boss<\/strong><\/p>\n We aren\u2019t venture capitalists looking to take over, we\u2019re partners cheerleading your success.\u00a0How do you think we got a 4.8 rating on TrustPilot\u2026?<\/em><\/p>\n","rep-image":"https:\/\/www.credibly.com\/wp-content\/uploads\/revenue-based-business-loans.png","rep-link":""}},"enable-image-text-modules-lp":"false","image-text-module-heading-lp":"","image-text-module-subheading-lp":"","image-text-block-repeater-lp":"","is-spanish-page":"false","spanish-page-url":"","page-has-spanish-version":"false","spanish-version-url":"","image_display":"","title_image_text":"","content_text_image_field":"","enable-cta-top":"false","cta-heading-top":"","cta-content-top":"","cta-button-copy-top":"Get Started","cta-button-link-top":"\/apply-online","cta-button-trigger-top":"","cta-bg-image-top":"","enable-code-cta-top":"false","code-cta-top":"","image_display3rd":"","title_image_text3rd":"","content_text_image_field3rd":"","enable-2nd-image-text-section":"false","2nd-title-image-text-section":"","2nd-text-image-text-section":"","2nd-image-image-text-section":"","updated-enable-featured-image-text-section":"false","updated-featured-title-image-text-section":"","updated-featured-text-image-text-section":"","updated-featured-image-image-text-section":"","enable-hero-section":"false","hero-section-heading":"","hero-section-subheading":"","hero-section-image":"","hero-section-button":"Get Started","hero-section-button-link":"\/apply-online","hero-section-button-trigger":"","enable-image-text-first-module":"false","image-text-first-heading":"","enable-image-text-second-module":"false","image-text-second-heading":"","enable-image-text-third-module":"false","image-text-third-heading":"","enabled-logo-gallery":"false","logo-gallery-heading":"","enable-recent-posts":"false","enable-location-section":"false","location-heading":"","enable-table-section":"false","table-section-heading":"","enable-services_-box":"false","service-box-heading":"","service-boxes":"","enable-image-box":"false","box-heading":"","box-content":"","enable-text-box":"false","text-box-heading":"","text-boxes":"","enable-blog-section":"false","blog-section-heading":"","enable-reviews-section":"false","reviews-section-heading":"","enable-step-section":"false","step-section-heading":"","step-section-sub-heading":"","disclaimer-information":"","enable-bottom-hero":"false","hero-bottom-heading":"","hero-bottom-sub-heading":"","hero-bottom-content":"","hero-bottom-list-heading":"","hero-bottom-lists":"","footnotes":""},"page-category":[172],"class_list":["post-20471","page","type-page","status-publish","has-post-thumbnail","hentry","page-category-service-page"],"yoast_head":"\nGet started<\/h3>\n","1st-form-shortcode":"[sc name=\"jf_general_inquiry\"][\/sc]","sp-logos-enabled":"false","logo-slider-heading":"","logo-slider-template":"[elementor-template id=\"8253\"]","sp-test-enabled":"true","testimonials-heading":"
Unleash your business with revenue-based loans<\/h2>\n","testimonials-subheading":"","testimonials-image":"","testimonial-template":"[elementor-template id=\"20732\"]","move-testimonials-under-1st-form":"false","stats-enabled":"true","stats-section-background":"","stats-heading":"","stats-number-of-columns":"4","stats-repeater":{"item-0":{"stat-icon":"https:\/\/www.credibly.com\/wp-content\/uploads\/icon-1-1.svg","stat-number":"Approval ","stat-description":"as fast as 2 hours"},"item-1":{"stat-icon":"https:\/\/www.credibly.com\/wp-content\/uploads\/Group-992.svg","stat-number":"Funding ","stat-description":"as fast as 4 hours"},"item-2":{"stat-icon":"https:\/\/www.credibly.com\/wp-content\/uploads\/Group-990.svg","stat-number":"$3+ ","stat-description":"billion in financing"},"item-3":{"stat-icon":"https:\/\/www.credibly.com\/wp-content\/uploads\/Group-993.svg","stat-number":"55,000+ ","stat-description":"small businesses financed"}},"enable-map-module":"false","map-heading":"","map-copy":"","map-embed":"","enable-cta":"true","cta-heading":"
Don\u2019t wait for feasts, stop struggling through famine<\/h3>\n","cta-content":"
Up to $600,000 in as fast as 24 hours with our small business revenue-based loans and other types of financing<\/h2>\n","service-alt-subheading":"","service-alt":{"item-0":{"service-alt-bg":"20975","service-alt-icon":"https:\/\/www.credibly.com\/wp-content\/uploads\/money_vs.svg","service-alt-title":"Merchant cash advance\u00a0at its best","service-alt-description":"
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How to apply for revenue based business loans<\/h2>\n","enable_4_columns_on_steps_repeater":"false","steps-repeater":{"item-0":{"step-icon":"https:\/\/www.credibly.com\/wp-content\/uploads\/Group-552.svg","step-number":"Step 1","step-title":"Pre-qualify online","step-description":"
What is revenue-based financing?<\/h2>\n","rep-subtitle":"","rep-content":"
Revenue-based funding vs. Other forms of funding (debt and equity)<\/h2>\n","rep-subtitle":"","rep-content":"
Are revenue-based business loans and financing right for you?<\/h2>\n","pros-cons-section-subtitle":"
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We have more than just revenue-based small business loans and funding options*<\/h2>\n","more-services-section-subtitle":"
Why Credibly?<\/h3>\n","rep-subtitle":"","rep-content":"