{"id":28578,"date":"2024-07-11T17:41:40","date_gmt":"2024-07-11T17:41:40","guid":{"rendered":"https:\/\/www.credibly.com\/?page_id=28578"},"modified":"2025-10-27T14:26:15","modified_gmt":"2025-10-27T14:26:15","slug":"direct-business-lending","status":"publish","type":"page","link":"https:\/\/www.credibly.com\/direct-business-lending\/","title":{"rendered":"Direct business lending"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"28578\" class=\"elementor elementor-28578\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-44baad6 jf-new-sp-two-boxes elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"44baad6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-60a7dc7 jf-sp-box-green-1\" data-id=\"60a7dc7\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a4086f0 elementor-widget elementor-widget-image\" data-id=\"a4086f0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"81\" height=\"81\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/trust-alt-1.png\" class=\"attachment-full size-full wp-image-27935\" alt=\"trust-alt\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e508b24 elementor-widget elementor-widget-heading\" data-id=\"e508b24\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Simplify financing with a direct lender for business loans\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75303a6 elementor-widget elementor-widget-text-editor\" data-id=\"75303a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Why choose Credibly?<\/strong><\/p><ul><li>Pre-qualify for up to $600,000 in just minutes<\/li><li>Receive funds in your account as soon as 24 hours<\/li><li>Wide range of flexible financing options<\/li><li>Automatic daily or weekly payments<\/li><li>Guidance from financing experts at every step<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0dd1693 jf-sp-box-white-1\" data-id=\"0dd1693\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-34b2e49 elementor-widget elementor-widget-image\" data-id=\"34b2e49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"81\" height=\"81\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/requirement-icon.png\" class=\"attachment-full size-full wp-image-27944\" alt=\"Requirements to qualify\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59aca8c elementor-widget elementor-widget-heading\" data-id=\"59aca8c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Do you qualify for a direct business loan from Credibly?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bfb9eda elementor-widget elementor-widget-text-editor\" data-id=\"bfb9eda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>While requirements will vary by product, you will generally need:\u00a0<\/p><ul><li>550+ credit score*<\/li><li>Proof of 6+ months in business<\/li><li>$20,000+ average monthly bank deposits**<\/li><li>Operating in the United States<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-d294c98 jf-new-sp-truspilot e-flex e-con-boxed e-con e-parent\" data-id=\"d294c98\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1abed1b e-con-full e-flex e-con e-child\" data-id=\"1abed1b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4960450 elementor-widget elementor-widget-heading\" data-id=\"4960450\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What our customers say about working with Credibly\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9cbd2b9 elementor-widget elementor-widget-html\" data-id=\"9cbd2b9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\r\n<!-- TrustBox widget - Slider -->\r\n<div class=\"trustpilot-widget\" data-locale=\"en-US\" data-template-id=\"54ad5defc6454f065c28af8b\" data-businessunit-id=\"55b65a890000ff0005817976\" data-style-height=\"240px\" data-style-width=\"100%\" data-theme=\"light\" data-stars=\"5\" data-review-languages=\"en\">\r\n<a href=\"https:\/\/www.trustpilot.com\/review\/credibly.com\" target=\"_blank\" rel=\"noopener\">Trustpilot<\/a>\r\n<\/div>\r\n<!-- End TrustBox widget -->\r\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03e15ba elementor-align-center elementor-widget elementor-widget-button\" data-id=\"03e15ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/apply-online\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Today<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3553faf jf-new-sp-text-image elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3553faf\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-02b84b7\" data-id=\"02b84b7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-75ef5b6 elementor-widget elementor-widget-heading\" data-id=\"75ef5b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Credibly, a direct business lender that helps your business grow\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4bb702 elementor-widget elementor-widget-text-editor\" data-id=\"f4bb702\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Give your business the foundation it needs to thrive with fast, flexible financing from a direct business lender.<\/p>\n<p><strong class=\"subtitle\">Get used to hearing &ldquo;Yes&rdquo;<\/strong><\/p>\n<p>Pre-qualify in minutes and have funds deposited fast&ndash;like <em>46,000<\/em> businesses have. We have <em>twice<\/em> the approval rate of traditional banks.<\/p>\n<p><strong class=\"subtitle\">No more piles of paperwork<\/strong><\/p>\n<p>Apply effortlessly with an <em>entirely<\/em> digital application process. We&rsquo;ll support you throughout the process and answer any questions you have.<\/p>\n<p><strong class=\"subtitle\">All-local, all-star customer support<\/strong><\/p>\n<p>Speak to a 100% U.S.-based support team that will walk you through everything from finding the right financing to getting the funds deposited into your account.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0b91bfb\" data-id=\"0b91bfb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-134a721 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-image\" data-id=\"134a721\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"600\" height=\"587\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/direct-business-lender-image2.webp\" class=\"attachment-full size-full wp-image-28583\" alt=\"direct business lender\" srcset=\"https:\/\/www.credibly.com\/wp-content\/uploads\/direct-business-lender-image2.webp 600w, https:\/\/www.credibly.com\/wp-content\/uploads\/direct-business-lender-image2-300x294.webp 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-46abeb0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"46abeb0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-195725c\" data-id=\"195725c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2181ccd elementor-align-center elementor-widget elementor-widget-button\" data-id=\"2181ccd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/apply-online\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pre-qualify Today<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-636faad jf-new-sp-trusted-by elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"636faad\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-cd62732\" data-id=\"cd62732\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ebe8768 elementor-widget elementor-widget-heading\" data-id=\"ebe8768\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">We are trusted by:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-460748c\" data-id=\"460748c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c2990cd elementor-widget elementor-widget-image-gallery\" data-id=\"c2990cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-gallery.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-gallery\">\n\t\t\t<div id='gallery-1' class='gallery galleryid-28578 gallery-columns-3 gallery-size-full'><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"c2990cd\" data-elementor-lightbox-title=\"forbes-logo-1-1.png\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MjYxNTEsInVybCI6Imh0dHBzOlwvXC93d3cuY3JlZGlibHkuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC9mb3JiZXMtbG9nby0xLTEtMS5wbmciLCJzbGlkZXNob3ciOiJjMjk5MGNkIn0%3D\" href='https:\/\/www.credibly.com\/wp-content\/uploads\/forbes-logo-1-1-1.png'><img loading=\"lazy\" width=\"322\" height=\"144\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/forbes-logo-1-1-1.png\" class=\"attachment-full size-full\" alt=\"Forbes Logo\" decoding=\"async\" srcset=\"https:\/\/www.credibly.com\/wp-content\/uploads\/forbes-logo-1-1-1.png 322w, https:\/\/www.credibly.com\/wp-content\/uploads\/forbes-logo-1-1-1-300x134.png 300w\" sizes=\"(max-width: 322px) 100vw, 322px\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"c2990cd\" data-elementor-lightbox-title=\"bankrate-logo-1-1.png\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MjYxNTIsInVybCI6Imh0dHBzOlwvXC93d3cuY3JlZGlibHkuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC9iYW5rcmF0ZS1sb2dvLTEtMS0xLnBuZyIsInNsaWRlc2hvdyI6ImMyOTkwY2QifQ%3D%3D\" href='https:\/\/www.credibly.com\/wp-content\/uploads\/bankrate-logo-1-1-1.png'><img loading=\"lazy\" width=\"334\" height=\"154\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/bankrate-logo-1-1-1.png\" class=\"attachment-full size-full\" alt=\"bankrate logo\" decoding=\"async\" srcset=\"https:\/\/www.credibly.com\/wp-content\/uploads\/bankrate-logo-1-1-1.png 334w, https:\/\/www.credibly.com\/wp-content\/uploads\/bankrate-logo-1-1-1-300x138.png 300w\" sizes=\"(max-width: 334px) 100vw, 334px\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"c2990cd\" data-elementor-lightbox-title=\"nerdwallet-logo-1-1.png\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MjYxNTMsInVybCI6Imh0dHBzOlwvXC93d3cuY3JlZGlibHkuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC9uZXJkd2FsbGV0LWxvZ28tMS0xLTEucG5nIiwic2xpZGVzaG93IjoiYzI5OTBjZCJ9\" href='https:\/\/www.credibly.com\/wp-content\/uploads\/nerdwallet-logo-1-1-1.png'><img loading=\"lazy\" width=\"368\" height=\"176\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/nerdwallet-logo-1-1-1.png\" class=\"attachment-full size-full\" alt=\"Nerdwallet\" decoding=\"async\" srcset=\"https:\/\/www.credibly.com\/wp-content\/uploads\/nerdwallet-logo-1-1-1.png 368w, https:\/\/www.credibly.com\/wp-content\/uploads\/nerdwallet-logo-1-1-1-300x143.png 300w\" sizes=\"(max-width: 368px) 100vw, 368px\" \/><\/a>\n\t\t\t<\/div><\/figure>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ae2fd66 jf-new-sp-steps-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ae2fd66\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-95c43c3\" data-id=\"95c43c3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b101db1 elementor-widget elementor-widget-heading\" data-id=\"b101db1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Four simple steps to funding<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-476dce7 elementor-widget elementor-widget-text-editor\" data-id=\"476dce7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Make financing easy with a direct lender for business loans:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e268d0b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e268d0b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e512d88\" data-id=\"e512d88\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c85da22 elementor-widget elementor-widget-image\" data-id=\"c85da22\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"46\" height=\"46\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/Group-880.png\" class=\"attachment-large size-large wp-image-28593\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-67bf687\" data-id=\"67bf687\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6288cd7 elementor-widget elementor-widget-heading\" data-id=\"6288cd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Pre-qualify in minutes<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d672c9a elementor-widget elementor-widget-text-editor\" data-id=\"d672c9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Find out how much funding you can get and your financing options.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e46eef6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e46eef6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ded6fd3\" data-id=\"ded6fd3\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9651489 elementor-widget elementor-widget-image\" data-id=\"9651489\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"46\" height=\"46\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/Group-881.png\" class=\"attachment-large size-large wp-image-28594\" alt=\"2\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-f3cc599\" data-id=\"f3cc599\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-04a416d elementor-widget elementor-widget-heading\" data-id=\"04a416d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Get your documents together<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af13217 elementor-widget elementor-widget-text-editor\" data-id=\"af13217\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Make sure you have your bank statements and a government-issued ID to get started.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ad3abb6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ad3abb6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-b24361b\" data-id=\"b24361b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e657077 elementor-widget elementor-widget-image\" data-id=\"e657077\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"46\" height=\"46\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/Group-882.png\" class=\"attachment-large size-large wp-image-28595\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-57b8c89\" data-id=\"57b8c89\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b7dd863 elementor-widget elementor-widget-heading\" data-id=\"b7dd863\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Get pre-approved in just minutes<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14e8b36 elementor-widget elementor-widget-text-editor\" data-id=\"14e8b36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Complete your application online and get pre-approved for up to $600,000.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8f25bf1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8f25bf1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c6814fa\" data-id=\"c6814fa\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f2c4a17 elementor-widget elementor-widget-image\" data-id=\"f2c4a17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"46\" height=\"46\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/Group-883.png\" class=\"attachment-large size-large wp-image-28627\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9bdf935\" data-id=\"9bdf935\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1267c6f elementor-widget elementor-widget-heading\" data-id=\"1267c6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Receive funds in just 24 hours<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c273a94 elementor-widget elementor-widget-text-editor\" data-id=\"c273a94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Once you\u2019ve gotten approved, have funds deposited in your account in as little as 24 hours.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d72efa8 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"d72efa8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/apply-online\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-289cd3d elementor-hidden-mobile\" data-id=\"289cd3d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26680c4 elementor-widget elementor-widget-image\" data-id=\"26680c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"761\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/iPhone-15-image-e1741117992993.webp\" class=\"attachment-large size-large wp-image-27970\" alt=\"Secured business loans\" srcset=\"https:\/\/www.credibly.com\/wp-content\/uploads\/iPhone-15-image-e1741117992993.webp 800w, https:\/\/www.credibly.com\/wp-content\/uploads\/iPhone-15-image-e1741117992993-300x285.webp 300w, https:\/\/www.credibly.com\/wp-content\/uploads\/iPhone-15-image-e1741117992993-768x731.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Work directly with Credibly. With over $2 billion funded and 46,000 businesses served, we\u2019re here to help you get the financing you need.<\/p>\n","protected":false},"author":36,"featured_media":36513,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"enable-hero":"true","add-proapprove-logo":"false","hero-h1-heading":"Direct business lending","hero-subheading":"<p>Work with Credibly to get fast financing without the extra paperwork.<\/p>\n","hero-background-image":"","hero-image":"28580","hero-1st-button-copy":"Get Started","hero-1st-button-link":"\/apply-online","hero-1st-button-trigger":"","hero-1st-button-id":"","hero-2nd-button-copy":"","hero-2nd-button-link":"","hero-2nd-button-trigger":"","mobile_image":"27327","enable-1st-form-section":"false","1st-form-text-heading":"","1st-form-text-subheading":"","1st-form-text-paragraph":"","1st-form-form-heading":"","1st-form-shortcode":"[sc name=\"jf_general_inquiry\"][\/sc]","sp-logos-enabled":"false","logo-slider-heading":"","logo-slider-template":"[elementor-template id=\"8253\"]","sp-test-enabled":"false","testimonials-heading":"","testimonials-subheading":"","testimonials-image":"","testimonial-template":"[elementor-template id=\"20732\"]","move-testimonials-under-1st-form":"false","stats-enabled":"false","stats-section-background":"","stats-heading":"","stats-number-of-columns":"3","stats-repeater":"","enable-map-module":"false","map-heading":"","map-copy":"","map-embed":"","enable-cta":"true","cta-heading":"<h2>You can get up to $600,000<\/h2>\n","cta-content":"<p>It takes minutes to pre-qualify <em>(and doesn\u2019t hurt your credit score)<\/em><\/p>\n","cta-button-copy":"Get Started","cta-button-link":"\/Contact-Us","cta-button-trigger":"","cta-bg-image":"","enable-code-cta":"false","code-cta":"","enable-2nd-form-section":"false","2nd-form-module-text-heading":"","2nd-form-module-text-sub-heading":"","2nd-form-module-text-paragraph":"","2nd-form-module-form-heading":"","2nd-form-module-shortcode":"[sc name=\"jf_general_inquiry\"][\/sc]","serv-enabled":"false","service-heading":"","service-subheading":"","service":"","cs-enabled":"false","case-studies-heading":"","case-studies-subheading":"","enable-post-content":"false","team-enabled":"false","meet-the-team-heading":"","meet-the-team-subheading":"","serv-alt-enabled":"false","service-alt-heading":"","service-alt-subheading":"","service-alt":"","enable-faq-section":"true","faq-section-title":"<h2>Frequently asked questions about direct business funding<\/h2>\n","faq-section-subtitle":"","faq":{"item-0":{"question":"<h2>What is a direct business loan?<\/h2>\n","answer":"<p>A <a href=\"https:\/\/www.credibly.com\/incredibly\/what-is-marketplace-lending\/\">direct business loan<\/a> is financing that comes directly from the financial institution you are working with. In contrast, some businesses may help connect you with a financing provider, but not lend you the money directly.<\/p>\n<p>Because you work with the financing provider directly, you will often see quicker approval and smoother funding processes, making it an ideal solution for urgent capital needs.<\/p>\n<p>Direct business loans can be used for various purposes, such as expanding operations, purchasing equipment, or managing cash flow. These loans often have flexible terms tailored to your business\u2019s unique needs.<\/p>\n"},"item-1":{"question":"<h2>What are the benefits of direct business loans?<\/h2>\n","answer":"<p><a href=\"https:\/\/www.finance-monthly.com\/2020\/11\/5-benefits-of-getting-a-business-loan-from-a-direct-lender\/\" target=\"_blank\" rel=\"nofollow noopener\">Direct business loans<\/a> provide several advantages. You benefit from faster approval times compared to traditional bank loans, which can be crucial when quick access to capital is needed.<\/p>\n<p>Flexible remittance terms are often available, allowing you to choose a plan that fits your cash flow.<\/p>\n<p>Additionally, direct lenders offer more personalized service, understanding the specific needs of your business better than larger financial institutions.<\/p>\n<p>This approach can also mean lower credit requirements, making it accessible to more businesses.<\/p>\n"},"item-2":{"question":"<h2>Can I get a direct business loan with bad credit?<\/h2>\n","answer":"<p>Yes, it is possible to secure a direct business loan even with bad credit. Alternative lenders often consider other factors beyond your credit score, such as your business\u2019s revenue, cash flow, and overall financial health.<\/p>\n<p>While the interest rates may be higher to offset the risk, these lenders provide opportunities for businesses that may not qualify for traditional financing.<\/p>\n<p>Improving your credit score over time can also help you secure better terms on future loans.<\/p>\n"},"item-3":{"question":"<h2>What\u2019s the downside to getting direct business funding?<\/h2>\n<p>&nbsp;<\/p>\n","answer":"<p>While direct business funding offers numerous benefits, there are potential downsides to consider. Interest rates can be higher compared to traditional bank loans due to the increased risk for the lender.<\/p>\n<p>Additionally, some alternative lenders might impose fees. It's crucial to thoroughly review the terms and conditions to understand the full cost of the loan.<\/p>\n<p>Lastly, if your business fails to meet payment terms, it can negatively impact your credit score and future borrowing potential.<\/p>\n"},"item-4":{"question":"<h2>How do I know if I can trust a direct business lender?<\/h2>\n","answer":"<p>Trusting a direct business lender involves careful research and due diligence.<\/p>\n<p>Start by checking their credentials, such as licenses and regulatory compliance. Look for reviews and testimonials from other businesses that have used their services. Credibly has an <a href=\"https:\/\/www.trustpilot.com\/review\/credibly.com\" target=\"_blank\" rel=\"nofollow noopener\">\u2018Excellent\u2019 rating from over 1,700 reviews on Trustpilot<\/a>.<\/p>\n<p>Transparent terms and clear communication are key indicators of a reputable lender. You can also consult industry associations or financial advisors for recommendations.<\/p>\n<p>Verifying these aspects ensures you\u2019re partnering with a trustworthy alternative lender who will support your business\u2019s growth.<\/p>\n"}},"enable-interlinks-section":"false","interlinks-heading":"","interlinks-without-links":"","steps-enabled":"false","steps-heading":"","enable_4_columns_on_steps_repeater":"false","steps-repeater":"","steps-section-background":"","steps-link":"","enable-featured-image-text-section":"false","featured-title-image-text-section":"","featured-text-image-text-section":"","featured-image-image-text-section":"","enable-image-alt-text-modules":"true","image-text-alt-background":"false","image-text-alt-module-heading":"","image-text-alt-module-subheading":"","image-text-alt-block-repeater":{"item-0":{"rep-title":"","rep-subtitle":"","rep-content":"","rep-image":"https:\/\/www.credibly.com\/wp-content\/uploads\/image-servi-page3.webp","rep-link":""}},"enable-industries-section":"false","industries-section-title":"","enable-pros-cons-section":"true","remove-green-red":"false","pros-cons-section-title":"<h2>Pros and cons of direct business loans<\/h2>\n","pros-cons-section-subtitle":"","pros-title":"Pros","pros-text":"<ul>\n<li>Flexible financing that doesn\u2019t choke your cashflow<\/li>\n<li>Friendly, easy-to-access customer support<\/li>\n<li>Can be available even if you have a lower credit score<\/li>\n<li>Use funds as you want to operate or grow your business<\/li>\n<\/ul>\n","cons-title":"Cons","cons-text":"<ul>\n<li>Factor rates may be higher than traditional loans<\/li>\n<li>You can stifle your cashflow if you over-borrow<\/li>\n<li>Some direct lender business loans require collateral<\/li>\n<\/ul>\n","enable-4-features-section":"true","4-column-3-switcher":"false","4-features-section-title":"","4-features-section-subtitle":"","4-features-repeater":{"item-0":{"icon":"27874","title":"$3+ ","description":"<p>Billion in financing<\/p>\n"},"item-1":{"icon":"27876","title":"Approval","description":"<p>As fast as 2 hours<\/p>\n"},"item-2":{"icon":"27877","title":"Funding","description":"<p>As fast as 4 hours<\/p>\n"},"item-3":{"icon":"27878","title":"55,000+","description":"<p>Small businesses financed<\/p>\n"}},"enable-comparison-table":"false","comparison-table-heading":"","enable-more-services-section":"false","more-services-section-title":"","more-services-section-subtitle":"","more-services-repeater":"","disclaimer-info":"<p>* Factor rates are included in your daily estimate to simplify remittances and account monitoring. Best factor rates available to merchants with excellent credit and financial strength.<br \/>\n** $20K+ avg. deposits for a three-month average and the most recent month.<br \/>\n***Some products are made available through Credibly\u2019s network of external funding partners<\/p>\n","hide-thanks-and-credibly-name":"false","custom-h1-ty-page":"","hide-recent-posts":"false","hero-subtitle":"","serv-enabled-landingi":"false","service-heading-landingi":"","service-subheading-landingi":"","service-landingi":"","spanish-page":"false","enable-image-text-modules":"true","image-text-module-heading":"","image-text-block-repeater":{"item-0":{"rep-title":"<h3>Find the right financing option for your unique needs<\/h3>\n","rep-subtitle":"","rep-content":"<p>Every small business is unique, which is why finding the right funding is so important.<\/p>\n<p>Choose from a range of flexible financing options***, including:<\/p>\n<ul>\n<li><a href=\"https:\/\/www.credibly.com\/working-capital-loans\/\">Working capital loans<\/a><\/li>\n<li>Merchant cash advances<\/li>\n<\/ul>\n<p>Enjoy flexible payment schedules and loan terms that help you <em>grow, not owe.<\/em><\/p>\n","rep-image":"https:\/\/www.credibly.com\/wp-content\/uploads\/lenders-for-business-loans-image.webp","rep-link":""}},"enable-image-text-modules-lp":"false","image-text-module-heading-lp":"","image-text-module-subheading-lp":"","image-text-block-repeater-lp":"","is-spanish-page":"false","spanish-page-url":"","page-has-spanish-version":"false","spanish-version-url":"","image_display":"28647","title_image_text":"You\u2019re more than a balance sheet","content_text_image_field":"<p>Don\u2019t let the strength of your small business be judged on just your P&amp;L sheet or your credit rating.<\/p>\n<p>We take the time to understand the strength of your business and its future potential.<\/p>\n<p>It\u2019s why Credibly has a 4.8 (out of 5) rating on Trustpilot, and why we\u2019ve funded over $2.5 billion to businesses like yours<\/p>\n","enable-cta-top":"false","cta-heading-top":"","cta-content-top":"","cta-button-copy-top":"Get Started","cta-button-link-top":"\/apply-online","cta-button-trigger-top":"","cta-bg-image-top":"","enable-code-cta-top":"false","code-cta-top":"","image_display3rd":"29328","title_image_text3rd":"Find the right financing option for your unique needs","content_text_image_field3rd":"<p>Every small business is unique, which is why finding the right funding is so important.<\/p>\n<p>Choose from a range of flexible financing options***, including:<\/p>\n<ul>\n<li><a href=\"\/working-capital-loans\/\">Working capital loans<\/a><\/li>\n<li>Merchant cash advances<\/li>\n<\/ul>\n<p>Enjoy flexible payment schedules and loan terms that help you <em>grow, not owe.<\/em><\/p>\n","enable-2nd-image-text-section":"false","2nd-title-image-text-section":"","2nd-text-image-text-section":"","2nd-image-image-text-section":"","updated-enable-featured-image-text-section":"false","updated-featured-title-image-text-section":"","updated-featured-text-image-text-section":"","updated-featured-image-image-text-section":"","enable-hero-section":"false","hero-section-heading":"","hero-section-subheading":"","hero-section-image":"","hero-section-button":"Get Started","hero-section-button-link":"\/apply-online","hero-section-button-trigger":"","enable-image-text-first-module":"false","image-text-first-heading":"","enable-image-text-second-module":"false","image-text-second-heading":"","enable-image-text-third-module":"false","image-text-third-heading":"","enabled-logo-gallery":"false","logo-gallery-heading":"","enable-recent-posts":"false","enable-location-section":"false","location-heading":"","enable-table-section":"false","table-section-heading":"","enable-services_-box":"false","service-box-heading":"","service-boxes":"","enable-image-box":"false","box-heading":"","box-content":"","enable-text-box":"false","text-box-heading":"","text-boxes":"","enable-blog-section":"false","blog-section-heading":"","enable-reviews-section":"false","reviews-section-heading":"","enable-step-section":"false","step-section-heading":"","step-section-sub-heading":"","disclaimer-information":"","enable-bottom-hero":"false","hero-bottom-heading":"","hero-bottom-sub-heading":"","hero-bottom-content":"","hero-bottom-list-heading":"","hero-bottom-lists":"","footnotes":""},"page-category":[1037],"class_list":["post-28578","page","type-page","status-publish","has-post-thumbnail","hentry","page-category-new-core-page-template"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - 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