{"id":35898,"date":"2025-01-20T14:10:28","date_gmt":"2025-01-20T14:10:28","guid":{"rendered":"https:\/\/www.credibly.com\/?page_id=35898"},"modified":"2025-10-27T14:27:08","modified_gmt":"2025-10-27T14:27:08","slug":"term-loans-for-business","status":"publish","type":"page","link":"https:\/\/www.credibly.com\/term-loans-for-business\/","title":{"rendered":"Term loans for business"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"35898\" class=\"elementor elementor-35898\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4896e24 jf-new-sp-text-image elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4896e24\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6e4e227\" data-id=\"6e4e227\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-42cc5cc elementor-widget elementor-widget-heading\" data-id=\"42cc5cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What is a term loan?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5a319f elementor-widget elementor-widget-text-editor\" data-id=\"d5a319f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>A term loan gives businesses a single, upfront sum of cash to fund big plans or tackle significant needs. It\u2019s a financing option best suited for established businesses with solid financial health.\u00a0<\/p><p>You receive a set amount of money, repay it over an agreed schedule, and the terms may include either fixed or variable interest rates.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0e5e7d3 elementor-mobile-align-center elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"0e5e7d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.credibly.com\/incredibly\/secured-business-loans\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7b24cb4\" data-id=\"7b24cb4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-59ba905 elementor-widget elementor-widget-image\" data-id=\"59ba905\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"723\" height=\"776\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/Term-loans-for-business.webp\" class=\"attachment-full size-full wp-image-35914\" alt=\"Term loans for business\" srcset=\"https:\/\/www.credibly.com\/wp-content\/uploads\/Term-loans-for-business.webp 723w, https:\/\/www.credibly.com\/wp-content\/uploads\/Term-loans-for-business-280x300.webp 280w\" sizes=\"(max-width: 723px) 100vw, 723px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6edb763 jf-new-sp-truspilot elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6edb763\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-746088c\" data-id=\"746088c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-de93550 elementor-widget elementor-widget-heading\" data-id=\"de93550\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Here\u2019s how you can qualify for a working capital loan\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fa13556 jf-new-sp-two-boxes elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fa13556\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2a3f0ba jf-sp-box-green-1\" data-id=\"2a3f0ba\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-47a85f2 elementor-widget elementor-widget-image\" data-id=\"47a85f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"81\" height=\"81\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/trust-alt-1.png\" class=\"attachment-full size-full wp-image-27935\" alt=\"trust-alt\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f447173 elementor-widget elementor-widget-heading\" data-id=\"f447173\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Here\u2019s what you need to qualify:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3f6da2 elementor-widget elementor-widget-text-editor\" data-id=\"a3f6da2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Here\u2019s what you need to qualify:<\/strong><\/p><ul><li>Business operations based in the United States<\/li><li>At least 6 months in business<\/li><li>Monthly revenue of $15,000 or more<\/li><li>A business bank account for revenue deposits<\/li><li>A minimum credit score of 550<\/li><\/ul><p>A <a href=\"https:\/\/www.investopedia.com\/terms\/w\/workingcapitalloan.asp\" target=\"_blank\" rel=\"nofollow noopener\"><strong>working capital loan<\/strong> is designed<\/a> to keep your business moving forward by covering immediate expenses and improving cash flow.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-bc53fbd jf-sp-box-white-1\" data-id=\"bc53fbd\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8844052 elementor-widget elementor-widget-image\" data-id=\"8844052\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"81\" height=\"81\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/requirement-icon.png\" class=\"attachment-full size-full wp-image-27944\" alt=\"Requirements to qualify\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a4e261 elementor-widget elementor-widget-heading\" data-id=\"3a4e261\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Use it to:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2036592 elementor-widget elementor-widget-text-editor\" data-id=\"2036592\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Invest in your team<\/strong> Cover payroll or onboard new talent to strengthen your workforce.<\/li><li><strong>Drive marketing efforts<\/strong> Launch campaigns that put your business in front of fresh audiences.<\/li><li><b>Improve <\/b><b>cash flow<\/b><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Create a buffer for any unexpected costs.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ce193c8 jf-new-sp-truspilot elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ce193c8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8bffaae\" data-id=\"8bffaae\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0b15bc9 elementor-widget elementor-widget-heading\" data-id=\"0b15bc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Fuel daily operations with a working capital loan<\/h3>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e04dc80 jf-new-sp-truspilot elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e04dc80\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-692f672\" data-id=\"692f672\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cba5898 elementor-widget elementor-widget-text-editor\" data-id=\"cba5898\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Financing from $25,000 to $600,000\u00a0<\/li><li>Terms ranging from 6 to 24 months<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-955a63f\" data-id=\"955a63f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e7c486 elementor-widget elementor-widget-text-editor\" data-id=\"0e7c486\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Factor rates starting as low as 1.11<\/li><li>Seamless, automatic daily or weekly payments<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-6290ef5 e-flex e-con-boxed e-con e-parent\" data-id=\"6290ef5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a80b04 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"0a80b04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/apply-online\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Today<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-09e6985 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"09e6985\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-933b3f2\" data-id=\"933b3f2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-64edd09 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"64edd09\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-54db3e1\" data-id=\"54db3e1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-07e7c46 elementor-widget elementor-widget-heading\" data-id=\"07e7c46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pros and cons of a working capital loan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e73c816 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e73c816\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-131e11e\" data-id=\"131e11e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fad5f81 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fad5f81\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-c2bf5c5 card--shadow\" data-id=\"c2bf5c5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fce4d38 elementor-widget elementor-widget-image\" data-id=\"fce4d38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/Pros-Icon.svg\" class=\"attachment-large size-large wp-image-16690\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-98c7d34 elementor-widget elementor-widget-heading\" data-id=\"98c7d34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"> Pros of working capital loans\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b475c3 elementor-widget elementor-widget-text-editor\" data-id=\"7b475c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Get approved in as fast as 4 hours.\u00a0<\/li><li>Financing can hit your account as soon as the same business day.\u00a0<\/li><li>Utilize the funds for any business need, from payroll to inventory.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7ba4133\" data-id=\"7ba4133\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-12dfd62 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"12dfd62\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1e2a14e card--shadow\" data-id=\"1e2a14e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ecb757c elementor-widget elementor-widget-image\" data-id=\"ecb757c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/Cons-Icon.svg\" class=\"attachment-large size-large wp-image-16691\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cbe9707 elementor-widget elementor-widget-heading\" data-id=\"cbe9707\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Cons of working capital loans\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-692d889 elementor-widget elementor-widget-text-editor\" data-id=\"692d889\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>In comparison with traditional banks, the quick, flexible approval comes with higher rates.\u00a0<\/li><li>You\u2019ll need to repay the entire loan amount within a set timeframe.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c2bbb2d jf-new-sp-trusted-by elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c2bbb2d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-1a2c926\" data-id=\"1a2c926\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2016d1f elementor-widget elementor-widget-heading\" data-id=\"2016d1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">We are trusted by:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b8d2d70\" data-id=\"b8d2d70\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-efc3aae elementor-widget elementor-widget-image-gallery\" data-id=\"efc3aae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-gallery.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-gallery\">\n\t\t\t<div id='gallery-1' class='gallery galleryid-35898 gallery-columns-4 gallery-size-medium'><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"efc3aae\" data-elementor-lightbox-title=\"forbes-logo-1-1.png\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MjYxNTEsInVybCI6Imh0dHBzOlwvXC93d3cuY3JlZGlibHkuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC9mb3JiZXMtbG9nby0xLTEtMS5wbmciLCJzbGlkZXNob3ciOiJlZmMzYWFlIn0%3D\" href='https:\/\/www.credibly.com\/wp-content\/uploads\/forbes-logo-1-1-1.png'><img loading=\"lazy\" width=\"300\" height=\"134\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/forbes-logo-1-1-1-300x134.png\" class=\"attachment-medium size-medium\" alt=\"Forbes Logo\" decoding=\"async\" srcset=\"https:\/\/www.credibly.com\/wp-content\/uploads\/forbes-logo-1-1-1-300x134.png 300w, https:\/\/www.credibly.com\/wp-content\/uploads\/forbes-logo-1-1-1.png 322w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"efc3aae\" data-elementor-lightbox-title=\"bankrate-logo-1-1.png\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MjYxNTIsInVybCI6Imh0dHBzOlwvXC93d3cuY3JlZGlibHkuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC9iYW5rcmF0ZS1sb2dvLTEtMS0xLnBuZyIsInNsaWRlc2hvdyI6ImVmYzNhYWUifQ%3D%3D\" href='https:\/\/www.credibly.com\/wp-content\/uploads\/bankrate-logo-1-1-1.png'><img loading=\"lazy\" width=\"300\" height=\"138\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/bankrate-logo-1-1-1-300x138.png\" class=\"attachment-medium size-medium\" alt=\"bankrate logo\" decoding=\"async\" srcset=\"https:\/\/www.credibly.com\/wp-content\/uploads\/bankrate-logo-1-1-1-300x138.png 300w, https:\/\/www.credibly.com\/wp-content\/uploads\/bankrate-logo-1-1-1.png 334w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"efc3aae\" data-elementor-lightbox-title=\"nerdwallet-logo-1-1.png\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MjYxNTMsInVybCI6Imh0dHBzOlwvXC93d3cuY3JlZGlibHkuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC9uZXJkd2FsbGV0LWxvZ28tMS0xLTEucG5nIiwic2xpZGVzaG93IjoiZWZjM2FhZSJ9\" href='https:\/\/www.credibly.com\/wp-content\/uploads\/nerdwallet-logo-1-1-1.png'><img loading=\"lazy\" width=\"300\" height=\"143\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/nerdwallet-logo-1-1-1-300x143.png\" class=\"attachment-medium size-medium\" alt=\"Nerdwallet\" decoding=\"async\" srcset=\"https:\/\/www.credibly.com\/wp-content\/uploads\/nerdwallet-logo-1-1-1-300x143.png 300w, https:\/\/www.credibly.com\/wp-content\/uploads\/nerdwallet-logo-1-1-1.png 368w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>\n\t\t\t<\/div><\/figure>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7fe89f6 jf-new-sp-truspilot elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7fe89f6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-89e564b\" data-id=\"89e564b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-580c055 elementor-widget elementor-widget-heading\" data-id=\"580c055\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Here\u2019s how you can qualify for a long-term loan\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-228b475 jf-new-sp-two-boxes elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"228b475\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-484adb7 jf-sp-box-green-1\" data-id=\"484adb7\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-905bc5f elementor-widget elementor-widget-image\" data-id=\"905bc5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"81\" height=\"81\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/trust-alt-1.png\" class=\"attachment-full size-full wp-image-27935\" alt=\"trust-alt\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b6d6b6d elementor-widget elementor-widget-heading\" data-id=\"b6d6b6d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">To meet long-term business loan requirements, your business needs to meet the following criteria<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70f70ea elementor-widget elementor-widget-text-editor\" data-id=\"70f70ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Operating in the United States\u00a0<\/li><li>At least 2 years in business<\/li><li>Minimum annual deposits of $500,000<\/li><li>A business bank account for all revenue deposits<\/li><li>A credit score of at least 700<\/li><\/ul><p><strong>Long-<\/strong><strong>term loans<\/strong> offer substantial capital to support big-picture initiatives and sustained growth.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6ee2cf5 jf-sp-box-white-1\" data-id=\"6ee2cf5\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-790e96c elementor-widget elementor-widget-image\" data-id=\"790e96c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"81\" height=\"81\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/requirement-icon.png\" class=\"attachment-full size-full wp-image-27944\" alt=\"Requirements to qualify\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcb9915 elementor-widget elementor-widget-heading\" data-id=\"bcb9915\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Use business term loans to:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6754974 elementor-widget elementor-widget-text-editor\" data-id=\"6754974\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Open new locations<\/strong> Expand your physical presence and reach more customers.\u00a0<\/li><li><strong>Upgrade equipment<\/strong> Invest in state-of-the-art tools and machinery to improve the way you work.\u00a0<\/li><li><strong>Enter new markets<\/strong> Tap into new customer bases and diversify your revenue streams.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8b329b7 jf-new-sp-truspilot elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8b329b7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-42bdca3\" data-id=\"42bdca3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-572add3 elementor-widget elementor-widget-heading\" data-id=\"572add3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Invest in impactful growth with a long-term loan*<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d864b3 elementor-widget elementor-widget-text-editor\" data-id=\"4d864b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tInvest in substantial projects with benefits like:\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5cf56cf jf-new-sp-truspilot elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5cf56cf\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9bad656\" data-id=\"9bad656\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-385b3ff elementor-widget elementor-widget-text-editor\" data-id=\"385b3ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul style=\"text-align: left;\"><li>Financing amounts from $50,000 up to $10,000,000\u00a0<\/li><li>Repayment terms extending up to 120 months\u00a0<\/li><li>Convenient monthly payments for better cash flow management<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-f3817d6 e-flex e-con-boxed e-con e-parent\" data-id=\"f3817d6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ea73db elementor-align-center elementor-widget elementor-widget-button\" data-id=\"1ea73db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/apply-online\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Today<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4f22c56 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4f22c56\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6c338a9\" data-id=\"6c338a9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2e70e61 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2e70e61\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-18491cb\" data-id=\"18491cb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-157d064 elementor-widget elementor-widget-heading\" data-id=\"157d064\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pros and cons of a long-term loan<\/h3>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-91b2d13 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"91b2d13\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-de3f2ab\" data-id=\"de3f2ab\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0536149 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0536149\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5e2c8f0 card--shadow\" data-id=\"5e2c8f0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3728f2d elementor-widget elementor-widget-image\" data-id=\"3728f2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/Pros-Icon.svg\" class=\"attachment-large size-large wp-image-16690\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b0e580 elementor-widget elementor-widget-heading\" data-id=\"6b0e580\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Pros of long-term loans<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca9b2f2 elementor-widget elementor-widget-text-editor\" data-id=\"ca9b2f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Long-term loans are perfect for larger investments that drive long-term growth, <a href=\"https:\/\/www.nerdwallet.com\/article\/small-business\/how-to-expand-your-business\" target=\"_blank\" rel=\"nofollow noopener\">such as expansions<\/a> or equipment.<\/li><li>Simplify budgeting with predictable monthly payments.<\/li><li>Enjoy a quick and easy online application process.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c00a8cc\" data-id=\"c00a8cc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2a22124 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2a22124\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-7609513 card--shadow\" data-id=\"7609513\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ecb3556 elementor-widget elementor-widget-image\" data-id=\"ecb3556\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/Cons-Icon.svg\" class=\"attachment-large size-large wp-image-16691\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e61e6ef elementor-widget elementor-widget-heading\" data-id=\"e61e6ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Cons of long-term loans<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-999bd12 elementor-widget elementor-widget-text-editor\" data-id=\"999bd12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li>Businesses with seasonal or fluctuating revenue may find fixed payments challenging.<\/li><li>Long-term loans are better for strategic growth than immediate cash flow needs.<\/li><li>Long-term loans typically require solid annual revenue and a strong credit profile.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9dc7005 jf-new-sp-trusted-by elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9dc7005\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e9d2c0d\" data-id=\"e9d2c0d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-204eeaa elementor-widget elementor-widget-heading\" data-id=\"204eeaa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">We are trusted by:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-38ae55e\" data-id=\"38ae55e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ea1cbfe elementor-widget elementor-widget-image-gallery\" data-id=\"ea1cbfe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image-gallery.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-gallery\">\n\t\t\t<div id='gallery-2' class='gallery galleryid-35898 gallery-columns-4 gallery-size-medium'><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"ea1cbfe\" data-elementor-lightbox-title=\"forbes-logo-1-1.png\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MjYxNTEsInVybCI6Imh0dHBzOlwvXC93d3cuY3JlZGlibHkuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC9mb3JiZXMtbG9nby0xLTEtMS5wbmciLCJzbGlkZXNob3ciOiJlYTFjYmZlIn0%3D\" href='https:\/\/www.credibly.com\/wp-content\/uploads\/forbes-logo-1-1-1.png'><img loading=\"lazy\" width=\"300\" height=\"134\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/forbes-logo-1-1-1-300x134.png\" class=\"attachment-medium size-medium\" alt=\"Forbes Logo\" decoding=\"async\" srcset=\"https:\/\/www.credibly.com\/wp-content\/uploads\/forbes-logo-1-1-1-300x134.png 300w, https:\/\/www.credibly.com\/wp-content\/uploads\/forbes-logo-1-1-1.png 322w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"ea1cbfe\" data-elementor-lightbox-title=\"bankrate-logo-1-1.png\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MjYxNTIsInVybCI6Imh0dHBzOlwvXC93d3cuY3JlZGlibHkuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC9iYW5rcmF0ZS1sb2dvLTEtMS0xLnBuZyIsInNsaWRlc2hvdyI6ImVhMWNiZmUifQ%3D%3D\" href='https:\/\/www.credibly.com\/wp-content\/uploads\/bankrate-logo-1-1-1.png'><img loading=\"lazy\" width=\"300\" height=\"138\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/bankrate-logo-1-1-1-300x138.png\" class=\"attachment-medium size-medium\" alt=\"bankrate logo\" decoding=\"async\" srcset=\"https:\/\/www.credibly.com\/wp-content\/uploads\/bankrate-logo-1-1-1-300x138.png 300w, https:\/\/www.credibly.com\/wp-content\/uploads\/bankrate-logo-1-1-1.png 334w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>\n\t\t\t<\/div><\/figure><figure class='gallery-item'>\n\t\t\t<div class='gallery-icon landscape'>\n\t\t\t\t<a data-elementor-open-lightbox=\"yes\" data-elementor-lightbox-slideshow=\"ea1cbfe\" data-elementor-lightbox-title=\"nerdwallet-logo-1-1.png\" data-e-action-hash=\"#elementor-action%3Aaction%3Dlightbox%26settings%3DeyJpZCI6MjYxNTMsInVybCI6Imh0dHBzOlwvXC93d3cuY3JlZGlibHkuY29tXC93cC1jb250ZW50XC91cGxvYWRzXC9uZXJkd2FsbGV0LWxvZ28tMS0xLTEucG5nIiwic2xpZGVzaG93IjoiZWExY2JmZSJ9\" href='https:\/\/www.credibly.com\/wp-content\/uploads\/nerdwallet-logo-1-1-1.png'><img loading=\"lazy\" width=\"300\" height=\"143\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/nerdwallet-logo-1-1-1-300x143.png\" class=\"attachment-medium size-medium\" alt=\"Nerdwallet\" decoding=\"async\" srcset=\"https:\/\/www.credibly.com\/wp-content\/uploads\/nerdwallet-logo-1-1-1-300x143.png 300w, https:\/\/www.credibly.com\/wp-content\/uploads\/nerdwallet-logo-1-1-1.png 368w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a>\n\t\t\t<\/div><\/figure>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f09eda3 jf-new-sp-steps-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f09eda3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5e1772f\" data-id=\"5e1772f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-020e2d5 elementor-widget elementor-widget-heading\" data-id=\"020e2d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">How to apply for business financing in 4 easy steps<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3408f7 elementor-widget elementor-widget-text-editor\" data-id=\"e3408f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Getting started with a term loan for business is quick and hassle-free. Here\u2019s how it works.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-43f4c14 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"43f4c14\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3b51b73\" data-id=\"3b51b73\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-98b8cdc elementor-widget elementor-widget-image\" data-id=\"98b8cdc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"46\" height=\"46\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/Group-880.png\" class=\"attachment-large size-large wp-image-28593\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1035156\" data-id=\"1035156\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d25dfeb elementor-widget elementor-widget-heading\" data-id=\"d25dfeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Apply online<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-100b9da elementor-widget elementor-widget-text-editor\" data-id=\"100b9da\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Begin by clicking \u201cGet Started\u201d to apply for your financing options<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-58fc8b3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"58fc8b3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-3d8a82e\" data-id=\"3d8a82e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0ae2c8d elementor-widget elementor-widget-image\" data-id=\"0ae2c8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"46\" height=\"46\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/Group-881.png\" class=\"attachment-large size-large wp-image-28594\" alt=\"2\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-c27e6be\" data-id=\"c27e6be\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-423c511 elementor-widget elementor-widget-heading\" data-id=\"423c511\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Prepare your documents\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3677af6 elementor-widget elementor-widget-text-editor\" data-id=\"3677af6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tHave essential documents ready, such as recent bank statements and a government-issued ID.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7e89661 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7e89661\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-714eb07\" data-id=\"714eb07\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78c81ee elementor-widget elementor-widget-image\" data-id=\"78c81ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"46\" height=\"46\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/Group-882.png\" class=\"attachment-large size-large wp-image-28595\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-cae6eb8\" data-id=\"cae6eb8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d2062cc elementor-widget elementor-widget-heading\" data-id=\"d2062cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Get fast approval<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-beb28f4 elementor-widget elementor-widget-text-editor\" data-id=\"beb28f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Your application will be reviewed, and you could be approved in as little as 4 hours.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2755be9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2755be9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-51b9ad9\" data-id=\"51b9ad9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d2607f4 elementor-widget elementor-widget-image\" data-id=\"d2607f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"46\" height=\"46\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/Group-883.png\" class=\"attachment-large size-large wp-image-28627\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-07f69b0\" data-id=\"07f69b0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cdbd203 elementor-widget elementor-widget-heading\" data-id=\"cdbd203\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Receive same-day funding\n<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5628973 elementor-widget elementor-widget-text-editor\" data-id=\"5628973\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tOnce approved, funds may be in your account on the same business day.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9c8ba6 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"a9c8ba6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/apply-online\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Started<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0cde6de elementor-hidden-tablet elementor-hidden-mobile\" data-id=\"0cde6de\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-41d735c elementor-widget elementor-widget-image\" data-id=\"41d735c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"761\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/iPhone-15-image-e1741117992993.webp\" class=\"attachment-large size-large wp-image-27970\" alt=\"Secured business loans\" srcset=\"https:\/\/www.credibly.com\/wp-content\/uploads\/iPhone-15-image-e1741117992993.webp 800w, https:\/\/www.credibly.com\/wp-content\/uploads\/iPhone-15-image-e1741117992993-300x285.webp 300w, https:\/\/www.credibly.com\/wp-content\/uploads\/iPhone-15-image-e1741117992993-768x731.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-791d7af jf-new-sp-text-image elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"791d7af\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-cffc985\" data-id=\"cffc985\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-532903c elementor-widget elementor-widget-heading\" data-id=\"532903c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Why choose Credibly for business financing?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aac8ae6 elementor-widget elementor-widget-text-editor\" data-id=\"aac8ae6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Simplify the financing experience so you can focus on what matters most\u2014growing your business.<\/p><p><strong>Dedicated support<\/strong><br \/>Our 100% U.S.-based team of financing experts is with you every step of the way, providing best-in-class support from application to final remittance.<\/p><p><strong>Your trusted financing partner<\/strong><br \/>With over 46,000 businesses served across the U.S. and a 4.8 rating on Trustpilot, we have a proven record of helping small businesses achieve their goals.<\/p><p><strong>Automatic, stress-free payments<\/strong><br \/>Our automatic payment options make repayment easy, so you can keep your attention on your business operations.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d6a4116 elementor-mobile-align-center elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-button\" data-id=\"d6a4116\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.credibly.com\/incredibly\/secured-business-loans\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Learn more<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8037c06\" data-id=\"8037c06\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-35a3bf9 elementor-widget elementor-widget-image\" data-id=\"35a3bf9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"923\" src=\"https:\/\/www.credibly.com\/wp-content\/uploads\/Term-loans-for-businesses.webp\" class=\"attachment-large size-large wp-image-35981\" alt=\"Term loans for businesses\" srcset=\"https:\/\/www.credibly.com\/wp-content\/uploads\/Term-loans-for-businesses.webp 800w, https:\/\/www.credibly.com\/wp-content\/uploads\/Term-loans-for-businesses-260x300.webp 260w, https:\/\/www.credibly.com\/wp-content\/uploads\/Term-loans-for-businesses-768x886.webp 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Secure a lump sum of financing up front. Term loans provide the stability you need to plan for the future.<\/p>\n","protected":false},"author":36,"featured_media":36515,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"enable-hero":"true","add-proapprove-logo":"false","hero-h1-heading":"Term loans for business","hero-subheading":"<p>Working capital loans to long-term loans\u2014choose the financing option that fits your business best.<\/p>\n","hero-background-image":"","hero-image":"","hero-1st-button-copy":"","hero-1st-button-link":"","hero-1st-button-trigger":"","hero-1st-button-id":"","hero-2nd-button-copy":"","hero-2nd-button-link":"","hero-2nd-button-trigger":"","mobile_image":"","enable-1st-form-section":"true","1st-form-text-heading":"<h2>Get capital fast with our easy working capital loans for businesses<\/h2>\n","1st-form-text-subheading":"","1st-form-text-paragraph":"<p><strong>Rolling out the red carpet, not the red tape<\/strong><\/p>\n<p>Fill out our form to pre-qualify, get approval, and have funds deposited in your account in as little as 24 hours. It really is that simple.<\/p>\n<p><strong>Factor rates that encourage growth<\/strong><\/p>\n<p>Enjoy working capital loan rates as low as 1.11** that make payments easy to handle, and let your business grow, not owe.<\/p>\n<p><strong>Get the answers you need<\/strong><\/p>\n<p>Our customer service team is 100% US-based. Have questions about working capital loan requirements or need help? Don't hesitate to reach out. Our friendly experts are ready to help you find tailored solutions for your needs.<\/p>\n","1st-form-form-heading":"<h3>Speak to a working capital loan expert<\/h3>\n","1st-form-shortcode":"[sc name=\"jf_general_inquiry\"][\/sc]","sp-logos-enabled":"false","logo-slider-heading":"","logo-slider-template":"[elementor-template id=\"8253\"]","sp-test-enabled":"true","testimonials-heading":"<h2>What our customers say about our business loans for working capital<\/h2>\n","testimonials-subheading":"","testimonials-image":"","testimonial-template":"[elementor-template id=\"20732\"]","move-testimonials-under-1st-form":"false","stats-enabled":"false","stats-section-background":"","stats-heading":"","stats-number-of-columns":"3","stats-repeater":"","enable-map-module":"false","map-heading":"","map-copy":"","map-embed":"","enable-cta":"true","cta-heading":"<h2>Fuel your business growth with flexible financing.<\/h2>\n","cta-content":"<p>Apply today. See how fast you can access the funds to drive your business success.<\/p>\n","cta-button-copy":"Get Started","cta-button-link":"\/apply-online","cta-button-trigger":"","cta-bg-image":"","enable-code-cta":"true","code-cta":"<div class=\"cf-cta-snippet cta116747\" data-website-id=\"28404\" data-cta-id=\"116747\"><\/div>","enable-2nd-form-section":"false","2nd-form-module-text-heading":"","2nd-form-module-text-sub-heading":"","2nd-form-module-text-paragraph":"","2nd-form-module-form-heading":"","2nd-form-module-shortcode":"","serv-enabled":"false","service-heading":"","service-subheading":"","service":"","cs-enabled":"false","case-studies-heading":"","case-studies-subheading":"","enable-post-content":"false","team-enabled":"false","meet-the-team-heading":"","meet-the-team-subheading":"","serv-alt-enabled":"false","service-alt-heading":"<h2>Benefits of a working capital loan for businesses<\/h2>\n","service-alt-subheading":"","service-alt":{"item-0":{"service-alt-bg":"20975","service-alt-icon":"https:\/\/www.credibly.com\/wp-content\/uploads\/dollar_outlined.svg","service-alt-title":"Max loan size<br>Up to $600,000","service-alt-description":"<p><strong>Qualifying criteria\u00a0<\/strong><\/p>\n<p>Working capital loans are available to businesses throughout the U.S. that meet certain requirements:<\/p>\n<ul>\n<li>Located in the United States<\/li>\n<li>6+ months in business<\/li>\n<li>At least $15,000 in monthly revenue*<\/li>\n<\/ul>\n","service-alt-button-link":""},"item-1":{"service-alt-bg":"20976","service-alt-icon":"https:\/\/www.credibly.com\/wp-content\/uploads\/calendar_month.svg","service-alt-title":"Term length<br>3-24 months","service-alt-description":"<p><strong>Required documentation<\/strong><\/p>\n<ul>\n<li>A signed business loan agreement<\/li>\n<li>A business mortgage statement if you own your property. A business lease agreement if you rent your property<\/li>\n<li>Government-issued photo-ID for all owners<\/li>\n<li>Bank statements from business banking account\u2014most recent three months**<\/li>\n<li>For loans over $100,000, we require your most recent business tax return<\/li>\n<\/ul>\n","service-alt-button-link":""},"item-2":{"service-alt-bg":"20977","service-alt-icon":"https:\/\/www.credibly.com\/wp-content\/uploads\/chart_line_down.svg","service-alt-title":"Factor rates<br>as low as 1.11","service-alt-description":"<p><strong>Factor rates and fees<\/strong><\/p>\n<ul>\n<li>We aim to make both funding and payments intuitive, convenient, and easy to handle<\/li>\n<li>We present working capital financing as a factor rate:<br \/>\nFactor Rate = Payback Amount\/Funding Amount<\/li>\n<li>Origination Fee: A one-time 2.5% of the total loan amount set-up fee is deducted from your proceeds<\/li>\n<\/ul>\n","service-alt-button-link":""},"item-3":{"service-alt-bg":"20975","service-alt-icon":"https:\/\/www.credibly.com\/wp-content\/uploads\/sort.svg","service-alt-title":"Automatic repayments<br>daily*** or weekly****","service-alt-description":"<p><strong>Hassle-free repayment<\/strong><\/p>\n<ul>\n<li>Put your loan\u2019s capital to use without worrying about when to send your payment<\/li>\n<li>Eliminate the headache of financing and focus on growing your business with a direct lender like Credibly<\/li>\n<\/ul>\n","service-alt-button-link":""}},"enable-faq-section":"true","faq-section-title":"<h2>Frequently asked questions about business term financing<\/h2>\n","faq-section-subtitle":"","faq":{"item-0":{"question":"<h2>What is the difference between a working capital loan and a long-term loan?<\/h2>\n","answer":"<p>While both can be considered term loans for small businesses, a working capital loan is typically short-term, with repayment terms ranging from 6 to 24 months, and is meant for immediate needs like covering operating costs.<\/p>\n<p>In contrast, a long-term loan provides larger amounts of capital with terms extending up to 120 months, making it suitable for major growth initiatives like expansion, equipment purchases, or real estate.<\/p>\n<p>Long-term loans are ideal for businesses looking to make substantial, sustained investments in their growth.<\/p>\n"},"item-1":{"question":"<h2>Can I apply for both a working capital loan and a long-term loan?<\/h2>\n","answer":"<p>Yes, your business may qualify for both types of loans, especially if you need financing for both short-term operations and long-term growth projects.<\/p>\n<p>Working capital loans are excellent for covering immediate needs, while long-term loans can support significant investments.<\/p>\n<p>Discussing your goals with a Credibly financing expert can help you determine the best solution for your business needs.<\/p>\n"},"item-2":{"question":"<h2>Can a working capital loan help with seasonal cash flow?<\/h2>\n","answer":"<p>Absolutely. A working capital loan is ideal for businesses with seasonal revenue fluctuations, as it provides short-term financing to cover operational costs during slow periods.<\/p>\n<p>You can use these funds to keep up with expenses, stock inventory in preparation for peak seasons, or cover payroll when cash flow is limited.<\/p>\n"}},"enable-interlinks-section":"false","interlinks-heading":"","interlinks-without-links":"","steps-enabled":"true","steps-heading":"<h2>Get started today with three easy steps<\/h2>\n","enable_4_columns_on_steps_repeater":"false","steps-repeater":{"item-0":{"step-icon":"https:\/\/www.credibly.com\/wp-content\/uploads\/Group-552.svg","step-number":"Step 1","step-title":"Pre-qualify online<br>","step-description":"<p>Start your capital finance loan application process today. Click \u201cGet Started\u201d and enter your business information to pre-qualify for a working capital loan. Approval in as little as 4 hours.<\/p>\n<p>&nbsp;<\/p>\n"},"item-1":{"step-icon":"https:\/\/www.credibly.com\/wp-content\/uploads\/Group-553.svg","step-number":"Step 2","step-title":"Approval in as little as 4 hours","step-description":"<p>We assess your business\u2019s health in as soon as one business day and reach out to you with the best available funding options.<\/p>\n"},"item-2":{"step-icon":"https:\/\/www.credibly.com\/wp-content\/uploads\/Group-554.svg","step-number":"Step 3","step-title":"Receive same-day funding ","step-description":"<p>If approved, you can get the full loan amount paid directly into your account the same day, plus access to your online account and automatic repayment.<\/p>\n"}},"steps-section-background":"","steps-link":"","enable-featured-image-text-section":"false","featured-title-image-text-section":"","featured-text-image-text-section":"","featured-image-image-text-section":"","enable-image-alt-text-modules":"false","image-text-alt-background":"false","image-text-alt-module-heading":"","image-text-alt-module-subheading":"","image-text-alt-block-repeater":"","enable-industries-section":"false","industries-section-title":"","enable-pros-cons-section":"false","remove-green-red":"false","pros-cons-section-title":"","pros-cons-section-subtitle":"","pros-title":"","pros-text":"","cons-title":"","cons-text":"","enable-4-features-section":"true","4-column-3-switcher":"false","4-features-section-title":"","4-features-section-subtitle":"","4-features-repeater":{"item-0":{"icon":"40348","title":"Approval ","description":"<p>as fast as 2 hours<\/p>\n"},"item-1":{"icon":"39271","title":"Funding ","description":"<p>as fast as 4 hours<\/p>\n"},"item-2":{"icon":"39268","title":"$3+ ","description":"<p>billion in financing<\/p>\n"},"item-3":{"icon":"39272","title":"55,000+ ","description":"<p>small businesses financed<\/p>\n"}},"enable-comparison-table":"false","comparison-table-heading":"","enable-more-services-section":"true","more-services-section-title":"<h3>Credibly\u2019s other business financing options<\/h3>\n","more-services-section-subtitle":"","more-services-repeater":{"item-0":{"icon":"14548","title":"Merchant cash advance","description":"<p>A great financing solution for those with lower credit scores in immediate need of short-term funding.<\/p>\n","link":"\/merchant-cash-advance\/"},"item-1":{"icon":"15222","title":"Long-term loan","description":"<p>Plan for the future with confidence with this long-term loan.<\/p>\n","link":"\/long-term-business-loans\/"},"item-2":{"icon":"14542","title":"Business lines of credit","description":"<p>The most flexible access to working capital whenever you need it.<\/p>\n","link":"\/business-line-of-credit\/"},"item-3":{"icon":"14558","title":"All financing options","description":"<p>Don\u2019t see what you need here? Look at all of Credibly\u2019s business financing options.<\/p>\n","link":"\/merchant-cash-advance\/"}},"disclaimer-info":"<p>*Some products are made available through Credibly\u2019s network of external funding partners.<\/p>\n","hide-thanks-and-credibly-name":"false","custom-h1-ty-page":"","hide-recent-posts":"false","hero-subtitle":"","serv-enabled-landingi":"false","service-heading-landingi":"","service-subheading-landingi":"","service-landingi":"","spanish-page":"false","enable-image-text-modules":"false","image-text-module-heading":"","image-text-block-repeater":{"item-0":{"rep-title":"<h2>Why businesses choose Credibly for secured business loans<\/h2>\n","rep-subtitle":"","rep-content":"<p>When you choose Credibly, you\u2019re not just getting a loan\u2014you\u2019re gaining a partner dedicated to your growth.<\/p>\n<p><strong>Proven track record<\/strong><\/p>\n<p>With over 46,000 businesses funded and a 4.8 Trustpilot rating, Credibly has earned the trust of business owners nationwide.<\/p>\n<p><strong>Expert guidance\u00a0<\/strong><\/p>\n<p>From application to funding, our 100% U.S.-based support team is here to help you navigate every step of the financing process.<\/p>\n<p><strong>Flexible options<\/strong><\/p>\n<p>We provide tailored financing solutions with competitive terms\u2014from merchant cash advances to secured loans, we can help you find what you\u2019re looking for.<\/p>\n","rep-image":"https:\/\/www.credibly.com\/wp-content\/uploads\/Why-businesses-choose-Credibly-for-secured-business-loans.webp","rep-link":""}},"enable-image-text-modules-lp":"false","image-text-module-heading-lp":"","image-text-module-subheading-lp":"","image-text-block-repeater-lp":"","is-spanish-page":"false","spanish-page-url":"","page-has-spanish-version":"false","spanish-version-url":"https:\/\/www.credibly.com\/es\/prestamos-para-negocios-pequenos\/capital-de-trabajo\/","image_display":"30582","title_image_text":"Business financing made easy","content_text_image_field":"<p>Fill out the application online and get answers in hours. That\u2019s long-term small business financing as it should be.<\/p>\n<p><strong>Grow, don\u2019t owe<\/strong><\/p>\n<p>Get flexible financing that suits your business and lets you grow, not owe<\/p>\n<p><strong>100% U.S.-based reps<\/strong><\/p>\n<p>Getting financing can be stressful. Our exceptional customer service team is here to help you get the answers you need to run your business with confidence.<\/p>\n<p><strong>Not just a credit score<\/strong><\/p>\n<p>You are more than a P&amp;L and credit score to us. 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